home buying
Why Credit Scoring Models Show Different Scores
Why Are Credit Scores Different? If you’ve shopped around for a mortgage loan, one of the things you’ve likely seen is that credit scores lenders pull tend to be different (sometimes by quite a lot) from what you see when tracking your own credit scores. Why is that? It comes down to how credit information is reported, which scoring…
Read More3 Tips to Increase Credit Scores FAST
3 Tips to Increase Credit Scores FAST When applying for debt, a lot of weight is put on credit scoring. The difference between ultra competitive rates, terms, and lenders practically begging for your business and seeing terms that come with astronomical rates and costs can sometimes be just a few points in credit scoring.…
Read MoreHome Prices – The Market is Affordable!
Homes Are More Affordable Than They Seem In today’s world of competitive markets, short inventory, and rising purchase prices, things are tough for home buyers (and sellers, too!). With sharp appreciation and bidding wars becoming more common, it seems the market is unaffordable, but when diving into the data, it appears that throughout the US,…
Read MoreCan I Buy a Home If I Have Debt?
Can I Buy a Home With Debt? When it comes to buying a home, many people are concerned with their debts. Headlines frequently discuss student loan debt, and how it holds people back from home ownership – particularly the millenial generation. Another easy “fact” to find online is that lenders want your total debt,…
Read More
