housing
Is It a Good Time to Buy a House?

Is It a Good Time to Buy a House? This question is one of the most common questions we see from consumers, investors, real estate agents, and many others with interest in the real estate market. The answer is ‘yes’. But it also depends on your specific situation, what’s important to you, and where…
Read MoreSeptember 21, 2022 Fed Rate Hike

The Fed has once again raised their Fed funds rate by an expected .75 percent. As we explained in previous posts about Fed rate hikes, this is not a direct increase to mortgage rates, but the Fed’s move does have an impact on the mortgage marketplace and the broader economy. The most recent rate hike…
Read MoreThe Latest Fed Rate Hike

Once again, in an effort to curb inflation, the Fed has announced another Fed Rate Hike to the tune of a .75 increase to the Fed Funds rate. This Fed rate hike brings the Fed funds target rate range to 2.25%-2.5%, and the increase was in line with expectations, resulting in minimal initial changes to…
Read MoreWill Inflation Go Down?

Will Inflation Go Down? There’s a lot of economic jargon being tossed around in headlines these days, and one of the hot topics out there is inflation. To start, it’s important to understand what inflation is. When the value of a currency diminishes, the result is inflation – basically, you get less for the…
Read MoreWhat is a Rent Back?

What is a Rent Back? In today’s housing market inventory is low and buyer demand is high. In such a market, many buyers need to get creative in structuring their offer on a home, and many sellers (future buyers) need to consider the fact that they, too, will soon encounter the same challenges that buyers…
Read MoreWhat the Fed Rate Hike Means for My Mortgage

How the Fed Rate Hike Affects Mortgage Rates Yesterday, March 16, 2022, was the date of the first Fed rate hike in 3 years, and is the first of an expected 7 total for the year 2022. This rate hike is an effort to fight off the inflation once deemed “transitory” but has proven…
Read MoreIs Affordable Housing Still Possible?

Home prices are at all time highs! It’s a bubble! There’s a dip coming! It’s a terrible time to buy! These are some of the things headlines have been touting for….well, years now, as appreciation in the housing market has marched higher. And yes, home prices are up – much higher in some markets, than a…
Read MoreHomeowners Should Expect Appreciation in 2022

Home Appreciation Expected to Continue Through 2022 With the final quarter of 2021 under way, we expect to see a lot of forecasts and announcements around changes as we head into another new year. Over the next month, 2022 loan limits will be announced, lenders will begin to make a final push to finalize…
Read MoreHome Prices – The Market is Affordable!

Homes Are More Affordable Than They Seem In today’s world of competitive markets, short inventory, and rising purchase prices, things are tough for home buyers (and sellers, too!). With sharp appreciation and bidding wars becoming more common, it seems the market is unaffordable, but when diving into the data, it appears that throughout the US,…
Read MoreCan I Buy a Home If I Have Debt?

Can I Buy a Home With Debt? When it comes to buying a home, many people are concerned with their debts. Headlines frequently discuss student loan debt, and how it holds people back from home ownership – particularly the millenial generation. Another easy “fact” to find online is that lenders want your total debt,…
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