Margie Carino

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Margie Carino

Senior Loan Officer

NMLS #236958

12647 Alcosta Blvd
San Ramon, CA. 94583


Office: (925) 231-4305
Cell: (925) 765-4572
Fax: (866) 545-6780
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Profile

Certified Mortgage Planning Specialists (CMPS) pledge to adhere to a strict Code of Ethics that puts your interests first. Margie has undergone rigorous training and education. With 29 years of experience in the mortgage industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies.

Margie can be trusted and believes that with every transaction she handles – whether it is a Purchase, Refinance, Conventional, VA, FHA loans, First Time or Move-Up Buyers – it should be a smooth, painless process. She continues to demonstrate superb service and always performs “Above and Beyond“ the call of duty. She is often times referred by her clients and business partners in the industry as the “MIRACLE WORKER”.

Her first job in the industry was as a Loan Processor. She then transitioned to a Document Specialist, Funder, Underwriter and eventually managed ten Processors . She started Loan Originating in 2000 under a 100% full commission income structure and in the same year earned her first prestigious award as the Rookie of the Year. Margie has earned "President’s Club" Honors every year since 2010, and has been recognized as the top 10% in funded volume company-wide. In 2020 Margie was listed as one of the Top Originators by Scotsman Guide.

Margie has been married to Ray for almost 30 years, who served in the Army. She has two children and a Pomepoo dog name Chloe. She loves to travel, enjoys wine tasting, hiking, bike riding and volunteering in a local outreach program in her community.

 

Testimonials

"Margie- Thank you for processing the refinancing. You made the process simple and you were a pleasure to work with. I'll definitely refer folks your way."

"Margie was very helpful. She met our expectations by far. She explained everything in detail. We had a good experience with Margie and her team and we will always be greatful for that."

"Margie made our home buying experience a breeze. She is very professional and pleasant to work with. She is always on top of everything and keep us updated. Highly recommended. All in all, it was an AWESOME experience."

"I had two loans requests going on in parallel. One for taking out money via refinancing my current home and using that as a down payment to buy a new house plus the remaining loan for that new house. The time constraints were a challenge. Margie did come to my rescue. She locked my rates, she followed up details with my new home builders, she emailed me the documents in a timely fashion, answered my questions knowledgeably plus overall – she got the job done without me worrying too much about the smaller details. I normally don't give recommendations, but this was well earned. I would gladly recommend her to my friends. "



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Mason-McDuffie Mortgage

12647 Alcosta Boulevard
Suite 300
San Ramon CA. 94583

Phone: 925-242-4400
Fax: 866-743-0260
Toll-Free: 877-275-6662
info@masonmac.com

Questions about your payment? Please call 866.671.9519 or email servicing@masonmac.com

Licensing

Licensed by The Department of Financial Protection and Innovation
under the California Residential Mortgage Lending Act. NMLS# 1141
NMLS Consumer Access Site

Not  a  commitment  to  lend. Rates  and  terms  subject  to  change  without  notice. Licensed by The Department of Financial Protection and Innovation under  the  California  Residential  Mortgage Act  No. 4130968; AL  #22653; AR  #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759, WY: #3964. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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