Margie Carino


Loan Officer

NMLS #236958

2333 San Ramon Valley Blvd
San Ramon, CA. 94583

Office: (925) 231-4305
Cell: (925) 765-4572
Fax: (866) 545-6780
Email Margie

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Certified Mortgage Planning Specialists (CMPS) pledge to adhere to a strict Code of Ethics that puts your interests first. Margie has undergone rigorous training and education. With 29 years of experience in the mortgage industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies.

Margie can be trusted and believes that with every transaction she handles – whether it is a Purchase, Refinance, Conventional, VA, FHA loans, First Time or Move-Up Buyers – it should be a smooth, painless process. She continues to demonstrate superb service and always performs “Above and Beyond“ the call of duty. She is often times referred by her clients and business partners in the industry as the “MIRACLE WORKER”.

Her first job in the industry was as a Loan Processor. She then transitioned to a Document Specialist, Funder, Underwriter and eventually managed ten Processors . She started Loan Originating in 2000 under a 100% full commission income structure and in the same year earned her first prestigious award as the Rookie of the Year.

Margie has been married to Ray for 26 years who served in the Army. She has two children and a Maltese dog name Ozzy. She loves to travel, enjoys wine tasting, hiking and volunteering in a local outreach program in her community.



"Margie- Thank you for processing the refinancing. You made the process simple and you were a pleasure to work with. I'll definitely refer folks your way."

"Margie was very helpful. She met our expectations by far. She explained everything in detail. We had a good experience with Margie and her team and we will always be greatful for that."

"Margie made our home buying experience a breeze. She is very professional and pleasant to work with. She is always on top of everything and keep us updated. Highly recommended. All in all, it was an AWESOME experience."

"I had two loans requests going on in parallel. One for taking out money via refinancing my current home and using that as a down payment to buy a new house plus the remaining loan for that new house. The time constraints were a challenge. Margie did come to my rescue. She locked my rates, she followed up details with my new home builders, she emailed me the documents in a timely fashion, answered my questions knowledgeably plus overall – she got the job done without me worrying too much about the smaller details. I normally don't give recommendations, but this was well earned. I would gladly recommend her to my friends. "



Mason-McDuffie Mortgage Corporation

2430 Camino Ramon
Suite 300
San Ramon CA. 94583

Phone: 925-242-4400
Fax: 866-743-0260
Toll-Free: 877-ASK-MMMC (877-275-6662)


Licensed by the Department of Business Oversight
under the California Residential Mortgage Lending Act. NMLS# 1141
NMLS Consumer Access Site